Call report 2005Q1
UNITED BANK & TRUST COMPANY — 2005Q1
The 22 measures UNITED BANK & TRUST COMPANY reported to the FFIEC for 2005Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 173,028,000 | USD | evidence → |
| Total loans | 119,508,000 | USD | evidence → |
| Allowance for loan losses | 1,640,000 | USD | evidence → |
| Securities available for sale | 29,088,000 | USD | evidence → |
| Securities held to maturity | 2,455,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 149,973,000 | USD | evidence → |
| Interest-bearing deposits | 130,310,000 | USD | evidence → |
| Noninterest-bearing deposits | 19,663,000 | USD | evidence → |
| Equity capital | 12,577,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,184,000 | USD | evidence → |
| Interest expense | 791,000 | USD | evidence → |
| Net interest income | 1,393,000 | USD | evidence → |
| Noninterest income | 287,000 | USD | evidence → |
| Noninterest expense | 951,000 | USD | evidence → |
| Provision for loan losses | 27,000 | USD | evidence → |
| Pretax income | 702,000 | USD | evidence → |
| Income tax | 199,000 | USD | evidence → |
| Net income | 503,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 12,833,000 | USD | evidence → |
| Total capital | 14,327,000 | USD | evidence → |
| Risk-weighted assets | 119,399,000 | USD | evidence → |