Call report 2012Q4
SAINT JAMES FEDERAL SAVINGS & LOAN ASSOCIATION — 2012Q4
The 22 measures SAINT JAMES FEDERAL SAVINGS & LOAN ASSOCIATION reported to the FFIEC for 2012Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 29,386,000 | USD | evidence → |
| Total loans | 19,797,000 | USD | evidence → |
| Allowance for loan losses | 309,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 1,161,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 26,787,000 | USD | evidence → |
| Interest-bearing deposits | 25,335,000 | USD | evidence → |
| Noninterest-bearing deposits | 1,452,000 | USD | evidence → |
| Equity capital | 2,551,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,214,000 | USD | evidence → |
| Interest expense | 249,000 | USD | evidence → |
| Net interest income | 965,000 | USD | evidence → |
| Noninterest income | 63,000 | USD | evidence → |
| Noninterest expense | 750,000 | USD | evidence → |
| Provision for loan losses | 45,000 | USD | evidence → |
| Pretax income | 233,000 | USD | evidence → |
| Income tax | 85,000 | USD | evidence → |
| Net income | 148,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 2,551,000 | USD | evidence → |
| Total capital | 2,790,000 | USD | evidence → |
| Risk-weighted assets | 19,388,000 | USD | evidence → |