Call report 2012Q3
SAINT JAMES FEDERAL SAVINGS & LOAN ASSOCIATION — 2012Q3
The 22 measures SAINT JAMES FEDERAL SAVINGS & LOAN ASSOCIATION reported to the FFIEC for 2012Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 27,558,000 | USD | evidence → |
| Total loans | 18,854,000 | USD | evidence → |
| Allowance for loan losses | 296,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 1,245,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 23,978,000 | USD | evidence → |
| Interest-bearing deposits | 21,896,000 | USD | evidence → |
| Noninterest-bearing deposits | 2,082,000 | USD | evidence → |
| Equity capital | 2,517,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 917,000 | USD | evidence → |
| Interest expense | 189,000 | USD | evidence → |
| Net interest income | 728,000 | USD | evidence → |
| Noninterest income | 46,000 | USD | evidence → |
| Noninterest expense | 564,000 | USD | evidence → |
| Provision for loan losses | 30,000 | USD | evidence → |
| Pretax income | 180,000 | USD | evidence → |
| Income tax | 66,000 | USD | evidence → |
| Net income | 114,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 2,517,000 | USD | evidence → |
| Total capital | 2,744,000 | USD | evidence → |
| Risk-weighted assets | 18,087,000 | USD | evidence → |