Call report 2013Q1
SAINT JAMES FEDERAL SAVINGS & LOAN ASSOCIATION — 2013Q1
The 22 measures SAINT JAMES FEDERAL SAVINGS & LOAN ASSOCIATION reported to the FFIEC for 2013Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 29,490,000 | USD | evidence → |
| Total loans | 18,615,000 | USD | evidence → |
| Allowance for loan losses | 324,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 1,081,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 26,859,000 | USD | evidence → |
| Interest-bearing deposits | 25,006,000 | USD | evidence → |
| Noninterest-bearing deposits | 1,853,000 | USD | evidence → |
| Equity capital | 2,589,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 294,000 | USD | evidence → |
| Interest expense | 57,000 | USD | evidence → |
| Net interest income | 237,000 | USD | evidence → |
| Noninterest income | 16,000 | USD | evidence → |
| Noninterest expense | 190,000 | USD | evidence → |
| Provision for loan losses | 15,000 | USD | evidence → |
| Pretax income | 48,000 | USD | evidence → |
| Income tax | 10,000 | USD | evidence → |
| Net income | 38,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 2,589,000 | USD | evidence → |
| Total capital | 2,818,000 | USD | evidence → |
| Risk-weighted assets | 18,233,000 | USD | evidence → |