Call report 2012Q2
SAINT JAMES FEDERAL SAVINGS & LOAN ASSOCIATION — 2012Q2
The 22 measures SAINT JAMES FEDERAL SAVINGS & LOAN ASSOCIATION reported to the FFIEC for 2012Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 26,087,000 | USD | evidence → |
| Total loans | 17,755,000 | USD | evidence → |
| Allowance for loan losses | 320,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 1,321,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 23,543,000 | USD | evidence → |
| Interest-bearing deposits | 21,795,000 | USD | evidence → |
| Noninterest-bearing deposits | 1,748,000 | USD | evidence → |
| Equity capital | 2,480,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 612,000 | USD | evidence → |
| Interest expense | 127,000 | USD | evidence → |
| Net interest income | 485,000 | USD | evidence → |
| Noninterest income | 31,000 | USD | evidence → |
| Noninterest expense | 365,000 | USD | evidence → |
| Provision for loan losses | 30,000 | USD | evidence → |
| Pretax income | 121,000 | USD | evidence → |
| Income tax | 44,000 | USD | evidence → |
| Net income | 77,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 2,480,000 | USD | evidence → |
| Total capital | 2,691,000 | USD | evidence → |
| Risk-weighted assets | 16,815,000 | USD | evidence → |