Call report 2012Q1
SAINT JAMES FEDERAL SAVINGS & LOAN ASSOCIATION — 2012Q1
The 22 measures SAINT JAMES FEDERAL SAVINGS & LOAN ASSOCIATION reported to the FFIEC for 2012Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 26,510,000 | USD | evidence → |
| Total loans | 17,898,000 | USD | evidence → |
| Allowance for loan losses | 304,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 1,045,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 24,008,000 | USD | evidence → |
| Interest-bearing deposits | 21,779,000 | USD | evidence → |
| Noninterest-bearing deposits | 2,229,000 | USD | evidence → |
| Equity capital | 2,438,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 306,000 | USD | evidence → |
| Interest expense | 65,000 | USD | evidence → |
| Net interest income | 241,000 | USD | evidence → |
| Noninterest income | 16,000 | USD | evidence → |
| Noninterest expense | 188,000 | USD | evidence → |
| Provision for loan losses | 15,000 | USD | evidence → |
| Pretax income | 54,000 | USD | evidence → |
| Income tax | 19,000 | USD | evidence → |
| Net income | 35,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 2,438,000 | USD | evidence → |
| Total capital | 2,646,000 | USD | evidence → |
| Risk-weighted assets | 16,615,000 | USD | evidence → |