Call report 2025Q3
CITIZENS' BANK, INC. — 2025Q3
The 22 measures CITIZENS' BANK, INC. reported to the FFIEC for 2025Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 159,320,000 | USD | evidence → |
| Total loans | 83,382,000 | USD | evidence → |
| Allowance for loan losses | 910,000 | USD | evidence → |
| Securities available for sale | 45,508,000 | USD | evidence → |
| Securities held to maturity | 17,469,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 141,193,000 | USD | evidence → |
| Interest-bearing deposits | 96,921,000 | USD | evidence → |
| Noninterest-bearing deposits | 44,272,000 | USD | evidence → |
| Equity capital | 13,635,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,559,000 | USD | evidence → |
| Interest expense | 1,751,000 | USD | evidence → |
| Net interest income | 3,808,000 | USD | evidence → |
| Noninterest income | 194,000 | USD | evidence → |
| Noninterest expense | 2,967,000 | USD | evidence → |
| Provision for loan losses | 30,000 | USD | evidence → |
| Pretax income | 1,005,000 | USD | evidence → |
| Income tax | 83,000 | USD | evidence → |
| Net income | 922,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 16,567,000 | USD | evidence → |