Call report 2025Q4
CITIZENS' BANK, INC. — 2025Q4
The 22 measures CITIZENS' BANK, INC. reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 155,974,000 | USD | evidence → |
| Total loans | 86,536,000 | USD | evidence → |
| Allowance for loan losses | 911,000 | USD | evidence → |
| Securities available for sale | 40,493,000 | USD | evidence → |
| Securities held to maturity | 17,474,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 139,906,000 | USD | evidence → |
| Interest-bearing deposits | 95,354,000 | USD | evidence → |
| Noninterest-bearing deposits | 44,552,000 | USD | evidence → |
| Equity capital | 14,377,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,473,000 | USD | evidence → |
| Interest expense | 2,304,000 | USD | evidence → |
| Net interest income | 5,169,000 | USD | evidence → |
| Noninterest income | 286,000 | USD | evidence → |
| Noninterest expense | 3,961,000 | USD | evidence → |
| Provision for loan losses | 30,000 | USD | evidence → |
| Pretax income | 1,464,000 | USD | evidence → |
| Income tax | 42,000 | USD | evidence → |
| Net income | 1,422,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 17,068,000 | USD | evidence → |