Call report 2025Q2
CITIZENS' BANK, INC. — 2025Q2
The 22 measures CITIZENS' BANK, INC. reported to the FFIEC for 2025Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 156,260,000 | USD | evidence → |
| Total loans | 80,499,000 | USD | evidence → |
| Allowance for loan losses | 917,000 | USD | evidence → |
| Securities available for sale | 43,955,000 | USD | evidence → |
| Securities held to maturity | 17,975,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 143,357,000 | USD | evidence → |
| Interest-bearing deposits | 99,410,000 | USD | evidence → |
| Noninterest-bearing deposits | 43,947,000 | USD | evidence → |
| Equity capital | 12,340,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,641,000 | USD | evidence → |
| Interest expense | 1,195,000 | USD | evidence → |
| Net interest income | 2,446,000 | USD | evidence → |
| Noninterest income | 127,000 | USD | evidence → |
| Noninterest expense | 1,942,000 | USD | evidence → |
| Provision for loan losses | 30,000 | USD | evidence → |
| Pretax income | 601,000 | USD | evidence → |
| Income tax | 56,000 | USD | evidence → |
| Net income | 545,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 16,189,000 | USD | evidence → |