Call report 2025Q1
CITIZENS' BANK, INC. — 2025Q1
The 22 measures CITIZENS' BANK, INC. reported to the FFIEC for 2025Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 155,904,000 | USD | evidence → |
| Total loans | 81,763,000 | USD | evidence → |
| Allowance for loan losses | 889,000 | USD | evidence → |
| Securities available for sale | 42,840,000 | USD | evidence → |
| Securities held to maturity | 17,961,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 143,033,000 | USD | evidence → |
| Interest-bearing deposits | 99,712,000 | USD | evidence → |
| Noninterest-bearing deposits | 43,321,000 | USD | evidence → |
| Equity capital | 12,255,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,803,000 | USD | evidence → |
| Interest expense | 607,000 | USD | evidence → |
| Net interest income | 1,196,000 | USD | evidence → |
| Noninterest income | 68,000 | USD | evidence → |
| Noninterest expense | 946,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 318,000 | USD | evidence → |
| Income tax | 28,000 | USD | evidence → |
| Net income | 290,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 15,935,000 | USD | evidence → |