Call report 2008Q3
CITIZENS' BANK, INC. — 2008Q3
The 22 measures CITIZENS' BANK, INC. reported to the FFIEC for 2008Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 113,251,000 | USD | evidence → |
| Total loans | 77,312,000 | USD | evidence → |
| Allowance for loan losses | 757,000 | USD | evidence → |
| Securities available for sale | 22,318,000 | USD | evidence → |
| Securities held to maturity | 91,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 95,805,000 | USD | evidence → |
| Interest-bearing deposits | 79,416,000 | USD | evidence → |
| Noninterest-bearing deposits | 16,390,000 | USD | evidence → |
| Equity capital | 11,985,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,008,000 | USD | evidence → |
| Interest expense | 1,908,000 | USD | evidence → |
| Net interest income | 3,100,000 | USD | evidence → |
| Noninterest income | 432,000 | USD | evidence → |
| Noninterest expense | 2,881,000 | USD | evidence → |
| Provision for loan losses | 252,000 | USD | evidence → |
| Pretax income | -75,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | -75,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 12,071,000 | USD | evidence → |
| Total capital | 12,828,000 | USD | evidence → |
| Risk-weighted assets | 79,928,000 | USD | evidence → |