Call report 2008Q4
CITIZENS' BANK, INC. — 2008Q4
The 22 measures CITIZENS' BANK, INC. reported to the FFIEC for 2008Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 119,942,000 | USD | evidence → |
| Total loans | 77,344,000 | USD | evidence → |
| Allowance for loan losses | 930,000 | USD | evidence → |
| Securities available for sale | 24,773,000 | USD | evidence → |
| Securities held to maturity | 87,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 102,436,000 | USD | evidence → |
| Interest-bearing deposits | 84,937,000 | USD | evidence → |
| Noninterest-bearing deposits | 17,499,000 | USD | evidence → |
| Equity capital | 12,172,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,645,000 | USD | evidence → |
| Interest expense | 2,480,000 | USD | evidence → |
| Net interest income | 4,165,000 | USD | evidence → |
| Noninterest income | 545,000 | USD | evidence → |
| Noninterest expense | 3,677,000 | USD | evidence → |
| Provision for loan losses | 580,000 | USD | evidence → |
| Pretax income | -46,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | -46,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 12,107,000 | USD | evidence → |
| Total capital | 13,037,000 | USD | evidence → |
| Risk-weighted assets | 85,395,000 | USD | evidence → |