Call report 2008Q2
CITIZENS' BANK, INC. — 2008Q2
The 22 measures CITIZENS' BANK, INC. reported to the FFIEC for 2008Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 112,059,000 | USD | evidence → |
| Total loans | 75,886,000 | USD | evidence → |
| Allowance for loan losses | 699,000 | USD | evidence → |
| Securities available for sale | 23,170,000 | USD | evidence → |
| Securities held to maturity | 93,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 94,189,000 | USD | evidence → |
| Interest-bearing deposits | 77,050,000 | USD | evidence → |
| Noninterest-bearing deposits | 17,139,000 | USD | evidence → |
| Equity capital | 12,099,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,414,000 | USD | evidence → |
| Interest expense | 1,346,000 | USD | evidence → |
| Net interest income | 2,068,000 | USD | evidence → |
| Noninterest income | 428,000 | USD | evidence → |
| Noninterest expense | 1,862,000 | USD | evidence → |
| Provision for loan losses | 178,000 | USD | evidence → |
| Pretax income | 450,000 | USD | evidence → |
| Income tax | 18,000 | USD | evidence → |
| Net income | 432,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 12,601,000 | USD | evidence → |
| Total capital | 13,300,000 | USD | evidence → |
| Risk-weighted assets | 79,122,000 | USD | evidence → |