Call report 2007Q3
CITIZENS' BANK, INC. — 2007Q3
The 22 measures CITIZENS' BANK, INC. reported to the FFIEC for 2007Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 112,201,000 | USD | evidence → |
| Total loans | 70,836,000 | USD | evidence → |
| Allowance for loan losses | 596,000 | USD | evidence → |
| Securities available for sale | 29,454,000 | USD | evidence → |
| Securities held to maturity | 200,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 92,221,000 | USD | evidence → |
| Interest-bearing deposits | 75,272,000 | USD | evidence → |
| Noninterest-bearing deposits | 16,948,000 | USD | evidence → |
| Equity capital | 11,574,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,555,000 | USD | evidence → |
| Interest expense | 2,616,000 | USD | evidence → |
| Net interest income | 2,939,000 | USD | evidence → |
| Noninterest income | 618,000 | USD | evidence → |
| Noninterest expense | 2,828,000 | USD | evidence → |
| Provision for loan losses | 92,000 | USD | evidence → |
| Pretax income | 679,000 | USD | evidence → |
| Income tax | 55,000 | USD | evidence → |
| Net income | 624,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 12,051,000 | USD | evidence → |
| Total capital | 12,647,000 | USD | evidence → |
| Risk-weighted assets | 75,810,000 | USD | evidence → |