Call report 2007Q2
CITIZENS' BANK, INC. — 2007Q2
The 22 measures CITIZENS' BANK, INC. reported to the FFIEC for 2007Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 111,008,000 | USD | evidence → |
| Total loans | 69,505,000 | USD | evidence → |
| Allowance for loan losses | 564,000 | USD | evidence → |
| Securities available for sale | 27,462,000 | USD | evidence → |
| Securities held to maturity | 260,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 91,711,000 | USD | evidence → |
| Interest-bearing deposits | 74,654,000 | USD | evidence → |
| Noninterest-bearing deposits | 17,057,000 | USD | evidence → |
| Equity capital | 10,957,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,662,000 | USD | evidence → |
| Interest expense | 1,762,000 | USD | evidence → |
| Net interest income | 1,900,000 | USD | evidence → |
| Noninterest income | 407,000 | USD | evidence → |
| Noninterest expense | 1,955,000 | USD | evidence → |
| Provision for loan losses | 60,000 | USD | evidence → |
| Pretax income | 367,000 | USD | evidence → |
| Income tax | 37,000 | USD | evidence → |
| Net income | 330,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 11,828,000 | USD | evidence → |
| Total capital | 12,392,000 | USD | evidence → |
| Risk-weighted assets | 74,436,000 | USD | evidence → |