Call report 2007Q4
CITIZENS' BANK, INC. — 2007Q4
The 22 measures CITIZENS' BANK, INC. reported to the FFIEC for 2007Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 113,516,000 | USD | evidence → |
| Total loans | 76,116,000 | USD | evidence → |
| Allowance for loan losses | 597,000 | USD | evidence → |
| Securities available for sale | 28,400,000 | USD | evidence → |
| Securities held to maturity | 178,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 92,203,000 | USD | evidence → |
| Interest-bearing deposits | 75,820,000 | USD | evidence → |
| Noninterest-bearing deposits | 16,383,000 | USD | evidence → |
| Equity capital | 11,992,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,436,000 | USD | evidence → |
| Interest expense | 3,426,000 | USD | evidence → |
| Net interest income | 4,010,000 | USD | evidence → |
| Noninterest income | 846,000 | USD | evidence → |
| Noninterest expense | 3,647,000 | USD | evidence → |
| Provision for loan losses | 125,000 | USD | evidence → |
| Pretax income | 1,123,000 | USD | evidence → |
| Income tax | 72,000 | USD | evidence → |
| Net income | 1,051,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 12,323,000 | USD | evidence → |
| Total capital | 12,920,000 | USD | evidence → |
| Risk-weighted assets | 83,418,000 | USD | evidence → |