Call report 2007Q1
CITIZENS' BANK, INC. — 2007Q1
The 22 measures CITIZENS' BANK, INC. reported to the FFIEC for 2007Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 119,505,000 | USD | evidence → |
| Total loans | 67,069,000 | USD | evidence → |
| Allowance for loan losses | 540,000 | USD | evidence → |
| Securities available for sale | 38,203,000 | USD | evidence → |
| Securities held to maturity | 505,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 89,756,000 | USD | evidence → |
| Interest-bearing deposits | 72,903,000 | USD | evidence → |
| Noninterest-bearing deposits | 16,853,000 | USD | evidence → |
| Equity capital | 11,853,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,873,000 | USD | evidence → |
| Interest expense | 857,000 | USD | evidence → |
| Net interest income | 1,016,000 | USD | evidence → |
| Noninterest income | 203,000 | USD | evidence → |
| Noninterest expense | 772,000 | USD | evidence → |
| Provision for loan losses | 27,000 | USD | evidence → |
| Pretax income | 416,000 | USD | evidence → |
| Income tax | 19,000 | USD | evidence → |
| Net income | 397,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 12,245,000 | USD | evidence → |
| Total capital | 12,785,000 | USD | evidence → |
| Risk-weighted assets | 72,428,000 | USD | evidence → |