Call report 2006Q4
CITIZENS' BANK, INC. — 2006Q4
The 22 measures CITIZENS' BANK, INC. reported to the FFIEC for 2006Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 113,453,000 | USD | evidence → |
| Total loans | 65,091,000 | USD | evidence → |
| Allowance for loan losses | 523,000 | USD | evidence → |
| Securities available for sale | 38,899,000 | USD | evidence → |
| Securities held to maturity | 618,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 83,907,000 | USD | evidence → |
| Interest-bearing deposits | 66,098,000 | USD | evidence → |
| Noninterest-bearing deposits | 17,809,000 | USD | evidence → |
| Equity capital | 11,466,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,226,000 | USD | evidence → |
| Interest expense | 3,073,000 | USD | evidence → |
| Net interest income | 4,153,000 | USD | evidence → |
| Noninterest income | 808,000 | USD | evidence → |
| Noninterest expense | 2,936,000 | USD | evidence → |
| Provision for loan losses | 193,000 | USD | evidence → |
| Pretax income | 1,811,000 | USD | evidence → |
| Income tax | 58,000 | USD | evidence → |
| Net income | 1,753,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 11,968,000 | USD | evidence → |
| Total capital | 12,491,000 | USD | evidence → |
| Risk-weighted assets | 70,542,000 | USD | evidence → |