Call report 2005Q4
CITIZENS' BANK, INC. — 2005Q4
The 22 measures CITIZENS' BANK, INC. reported to the FFIEC for 2005Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 110,950,000 | USD | evidence → |
| Total loans | 57,193,000 | USD | evidence → |
| Allowance for loan losses | 499,000 | USD | evidence → |
| Securities available for sale | 42,222,000 | USD | evidence → |
| Securities held to maturity | 1,009,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 76,440,000 | USD | evidence → |
| Interest-bearing deposits | 54,165,000 | USD | evidence → |
| Noninterest-bearing deposits | 22,275,000 | USD | evidence → |
| Equity capital | 10,126,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,776,000 | USD | evidence → |
| Interest expense | 2,288,000 | USD | evidence → |
| Net interest income | 3,488,000 | USD | evidence → |
| Noninterest income | 719,000 | USD | evidence → |
| Noninterest expense | 2,648,000 | USD | evidence → |
| Provision for loan losses | 58,000 | USD | evidence → |
| Pretax income | 1,506,000 | USD | evidence → |
| Income tax | 375,000 | USD | evidence → |
| Net income | 1,131,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 10,389,000 | USD | evidence → |
| Total capital | 10,888,000 | USD | evidence → |
| Risk-weighted assets | 65,731,000 | USD | evidence → |