Call report 2005Q3
CITIZENS' BANK, INC. — 2005Q3
The 22 measures CITIZENS' BANK, INC. reported to the FFIEC for 2005Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 104,295,000 | USD | evidence → |
| Total loans | 48,350,000 | USD | evidence → |
| Allowance for loan losses | 599,000 | USD | evidence → |
| Securities available for sale | 43,870,000 | USD | evidence → |
| Securities held to maturity | 1,196,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 74,938,000 | USD | evidence → |
| Interest-bearing deposits | 54,724,000 | USD | evidence → |
| Noninterest-bearing deposits | 20,214,000 | USD | evidence → |
| Equity capital | 10,259,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,161,000 | USD | evidence → |
| Interest expense | 1,653,000 | USD | evidence → |
| Net interest income | 2,508,000 | USD | evidence → |
| Noninterest income | 549,000 | USD | evidence → |
| Noninterest expense | 1,876,000 | USD | evidence → |
| Provision for loan losses | 43,000 | USD | evidence → |
| Pretax income | 1,105,000 | USD | evidence → |
| Income tax | 324,000 | USD | evidence → |
| Net income | 781,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 10,362,000 | USD | evidence → |
| Total capital | 10,961,000 | USD | evidence → |
| Risk-weighted assets | 57,533,000 | USD | evidence → |