Call report 2006Q1
CITIZENS' BANK, INC. — 2006Q1
The 22 measures CITIZENS' BANK, INC. reported to the FFIEC for 2006Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 115,389,000 | USD | evidence → |
| Total loans | 60,954,000 | USD | evidence → |
| Allowance for loan losses | 524,000 | USD | evidence → |
| Securities available for sale | 41,492,000 | USD | evidence → |
| Securities held to maturity | 899,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 86,247,000 | USD | evidence → |
| Interest-bearing deposits | 62,708,000 | USD | evidence → |
| Noninterest-bearing deposits | 23,539,000 | USD | evidence → |
| Equity capital | 10,555,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,650,000 | USD | evidence → |
| Interest expense | 663,000 | USD | evidence → |
| Net interest income | 987,000 | USD | evidence → |
| Noninterest income | 211,000 | USD | evidence → |
| Noninterest expense | 694,000 | USD | evidence → |
| Provision for loan losses | 25,000 | USD | evidence → |
| Pretax income | 473,000 | USD | evidence → |
| Income tax | 18,000 | USD | evidence → |
| Net income | 455,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 10,829,000 | USD | evidence → |
| Total capital | 11,353,000 | USD | evidence → |
| Risk-weighted assets | 69,951,000 | USD | evidence → |