Call report 2004Q1
CITIZENS' BANK, INC. — 2004Q1
The 22 measures CITIZENS' BANK, INC. reported to the FFIEC for 2004Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 92,116,000 | USD | evidence → |
| Total loans | 40,410,000 | USD | evidence → |
| Allowance for loan losses | 578,000 | USD | evidence → |
| Securities available for sale | 35,837,000 | USD | evidence → |
| Securities held to maturity | 3,192,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 61,541,000 | USD | evidence → |
| Interest-bearing deposits | 46,837,000 | USD | evidence → |
| Noninterest-bearing deposits | 14,704,000 | USD | evidence → |
| Equity capital | 10,459,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,080,000 | USD | evidence → |
| Interest expense | 413,000 | USD | evidence → |
| Net interest income | 667,000 | USD | evidence → |
| Noninterest income | 198,000 | USD | evidence → |
| Noninterest expense | 590,000 | USD | evidence → |
| Provision for loan losses | 12,000 | USD | evidence → |
| Pretax income | 254,000 | USD | evidence → |
| Income tax | 81,000 | USD | evidence → |
| Net income | 173,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 10,222,000 | USD | evidence → |
| Total capital | 10,800,000 | USD | evidence → |
| Risk-weighted assets | 48,869,000 | USD | evidence → |