Call report 2003Q4
CITIZENS' BANK, INC. — 2003Q4
The 22 measures CITIZENS' BANK, INC. reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 79,353,000 | USD | evidence → |
| Total loans | 39,054,000 | USD | evidence → |
| Allowance for loan losses | 568,000 | USD | evidence → |
| Securities available for sale | 29,407,000 | USD | evidence → |
| Securities held to maturity | 3,621,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 54,293,000 | USD | evidence → |
| Interest-bearing deposits | 43,069,000 | USD | evidence → |
| Noninterest-bearing deposits | 11,224,000 | USD | evidence → |
| Equity capital | 10,020,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,464,000 | USD | evidence → |
| Interest expense | 1,790,000 | USD | evidence → |
| Net interest income | 2,674,000 | USD | evidence → |
| Noninterest income | 845,000 | USD | evidence → |
| Noninterest expense | 2,405,000 | USD | evidence → |
| Provision for loan losses | 46,000 | USD | evidence → |
| Pretax income | 1,057,000 | USD | evidence → |
| Income tax | 316,000 | USD | evidence → |
| Net income | 741,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 10,031,000 | USD | evidence → |
| Total capital | 10,597,000 | USD | evidence → |
| Risk-weighted assets | 45,317,000 | USD | evidence → |