Call report 2004Q2
CITIZENS' BANK, INC. — 2004Q2
The 22 measures CITIZENS' BANK, INC. reported to the FFIEC for 2004Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 90,746,000 | USD | evidence → |
| Total loans | 41,803,000 | USD | evidence → |
| Allowance for loan losses | 591,000 | USD | evidence → |
| Securities available for sale | 36,971,000 | USD | evidence → |
| Securities held to maturity | 2,998,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 61,401,000 | USD | evidence → |
| Interest-bearing deposits | 47,947,000 | USD | evidence → |
| Noninterest-bearing deposits | 13,454,000 | USD | evidence → |
| Equity capital | 9,590,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,240,000 | USD | evidence → |
| Interest expense | 860,000 | USD | evidence → |
| Net interest income | 1,380,000 | USD | evidence → |
| Noninterest income | 381,000 | USD | evidence → |
| Noninterest expense | 1,153,000 | USD | evidence → |
| Provision for loan losses | 24,000 | USD | evidence → |
| Pretax income | 554,000 | USD | evidence → |
| Income tax | 169,000 | USD | evidence → |
| Net income | 385,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 9,940,000 | USD | evidence → |
| Total capital | 10,530,000 | USD | evidence → |
| Risk-weighted assets | 49,732,000 | USD | evidence → |