Call report 2003Q3
CITIZENS' BANK, INC. — 2003Q3
The 22 measures CITIZENS' BANK, INC. reported to the FFIEC for 2003Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 84,120,000 | USD | evidence → |
| Total loans | 37,755,000 | USD | evidence → |
| Allowance for loan losses | 575,000 | USD | evidence → |
| Securities available for sale | 29,966,000 | USD | evidence → |
| Securities held to maturity | 3,814,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 59,009,000 | USD | evidence → |
| Interest-bearing deposits | 46,467,000 | USD | evidence → |
| Noninterest-bearing deposits | 12,542,000 | USD | evidence → |
| Equity capital | 9,749,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,375,000 | USD | evidence → |
| Interest expense | 1,373,000 | USD | evidence → |
| Net interest income | 2,002,000 | USD | evidence → |
| Noninterest income | 605,000 | USD | evidence → |
| Noninterest expense | 1,778,000 | USD | evidence → |
| Provision for loan losses | 46,000 | USD | evidence → |
| Pretax income | 736,000 | USD | evidence → |
| Income tax | 309,000 | USD | evidence → |
| Net income | 427,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 9,820,000 | USD | evidence → |
| Total capital | 10,373,000 | USD | evidence → |
| Risk-weighted assets | 44,191,000 | USD | evidence → |