Call report 2003Q2
CITIZENS' BANK, INC. — 2003Q2
The 22 measures CITIZENS' BANK, INC. reported to the FFIEC for 2003Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 83,785,000 | USD | evidence → |
| Total loans | 34,696,000 | USD | evidence → |
| Allowance for loan losses | 574,000 | USD | evidence → |
| Securities available for sale | 29,682,000 | USD | evidence → |
| Securities held to maturity | 4,239,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 58,781,000 | USD | evidence → |
| Interest-bearing deposits | 46,770,000 | USD | evidence → |
| Noninterest-bearing deposits | 12,011,000 | USD | evidence → |
| Equity capital | 9,494,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,352,000 | USD | evidence → |
| Interest expense | 938,000 | USD | evidence → |
| Net interest income | 1,414,000 | USD | evidence → |
| Noninterest income | 408,000 | USD | evidence → |
| Noninterest expense | 1,183,000 | USD | evidence → |
| Provision for loan losses | 46,000 | USD | evidence → |
| Pretax income | 571,000 | USD | evidence → |
| Income tax | 206,000 | USD | evidence → |
| Net income | 365,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 9,756,000 | USD | evidence → |
| Total capital | 10,283,000 | USD | evidence → |
| Risk-weighted assets | 42,146,000 | USD | evidence → |