Call report 2003Q1
CITIZENS' BANK, INC. — 2003Q1
The 22 measures CITIZENS' BANK, INC. reported to the FFIEC for 2003Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 82,234,000 | USD | evidence → |
| Total loans | 35,077,000 | USD | evidence → |
| Allowance for loan losses | 610,000 | USD | evidence → |
| Securities available for sale | 29,982,000 | USD | evidence → |
| Securities held to maturity | 4,096,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 56,378,000 | USD | evidence → |
| Interest-bearing deposits | 45,312,000 | USD | evidence → |
| Noninterest-bearing deposits | 11,066,000 | USD | evidence → |
| Equity capital | 9,863,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,189,000 | USD | evidence → |
| Interest expense | 474,000 | USD | evidence → |
| Net interest income | 715,000 | USD | evidence → |
| Noninterest income | 219,000 | USD | evidence → |
| Noninterest expense | 596,000 | USD | evidence → |
| Provision for loan losses | 23,000 | USD | evidence → |
| Pretax income | 300,000 | USD | evidence → |
| Income tax | 103,000 | USD | evidence → |
| Net income | 197,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 9,590,000 | USD | evidence → |
| Total capital | 10,117,000 | USD | evidence → |
| Risk-weighted assets | 42,058,000 | USD | evidence → |