Call report 2002Q4
CITIZENS' BANK, INC. — 2002Q4
The 22 measures CITIZENS' BANK, INC. reported to the FFIEC for 2002Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 82,201,000 | USD | evidence → |
| Total loans | 36,703,000 | USD | evidence → |
| Allowance for loan losses | 586,000 | USD | evidence → |
| Securities available for sale | 28,661,000 | USD | evidence → |
| Securities held to maturity | 4,180,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 56,271,000 | USD | evidence → |
| Interest-bearing deposits | 45,883,000 | USD | evidence → |
| Noninterest-bearing deposits | 10,388,000 | USD | evidence → |
| Equity capital | 9,829,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,240,000 | USD | evidence → |
| Interest expense | 2,220,000 | USD | evidence → |
| Net interest income | 3,020,000 | USD | evidence → |
| Noninterest income | 657,000 | USD | evidence → |
| Noninterest expense | 2,358,000 | USD | evidence → |
| Provision for loan losses | 43,000 | USD | evidence → |
| Pretax income | 1,297,000 | USD | evidence → |
| Income tax | 420,000 | USD | evidence → |
| Net income | 877,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 9,392,000 | USD | evidence → |
| Total capital | 9,928,000 | USD | evidence → |
| Risk-weighted assets | 42,855,000 | USD | evidence → |