Call report 2004Q4
UNITED BANK & TRUST CO. — 2004Q4
The 22 measures UNITED BANK & TRUST CO. reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 90,121,000 | USD | evidence → |
| Total loans | 46,229,000 | USD | evidence → |
| Allowance for loan losses | 635,000 | USD | evidence → |
| Securities available for sale | 33,872,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 78,517,000 | USD | evidence → |
| Interest-bearing deposits | 75,238,000 | USD | evidence → |
| Noninterest-bearing deposits | 3,279,000 | USD | evidence → |
| Equity capital | 6,902,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,411,000 | USD | evidence → |
| Interest expense | 1,812,000 | USD | evidence → |
| Net interest income | 1,599,000 | USD | evidence → |
| Noninterest income | 170,000 | USD | evidence → |
| Noninterest expense | 1,617,000 | USD | evidence → |
| Provision for loan losses | 176,000 | USD | evidence → |
| Pretax income | -24,000 | USD | evidence → |
| Income tax | -129,000 | USD | evidence → |
| Net income | 105,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 7,065,000 | USD | evidence → |
| Total capital | 7,700,000 | USD | evidence → |
| Risk-weighted assets | 58,308,000 | USD | evidence → |