Call report 2005Q1
UNITED BANK & TRUST CO. — 2005Q1
The 22 measures UNITED BANK & TRUST CO. reported to the FFIEC for 2005Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 97,187,000 | USD | evidence → |
| Total loans | 49,940,000 | USD | evidence → |
| Allowance for loan losses | 680,000 | USD | evidence → |
| Securities available for sale | 35,531,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 82,403,000 | USD | evidence → |
| Interest-bearing deposits | 80,223,000 | USD | evidence → |
| Noninterest-bearing deposits | 2,180,000 | USD | evidence → |
| Equity capital | 7,151,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,008,000 | USD | evidence → |
| Interest expense | 528,000 | USD | evidence → |
| Net interest income | 480,000 | USD | evidence → |
| Noninterest income | 58,000 | USD | evidence → |
| Noninterest expense | 426,000 | USD | evidence → |
| Provision for loan losses | 45,000 | USD | evidence → |
| Pretax income | 83,000 | USD | evidence → |
| Income tax | -2,000 | USD | evidence → |
| Net income | 85,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 7,619,000 | USD | evidence → |
| Total capital | 8,299,000 | USD | evidence → |
| Risk-weighted assets | 62,936,000 | USD | evidence → |