Call report 2004Q3
UNITED BANK & TRUST CO. — 2004Q3
The 22 measures UNITED BANK & TRUST CO. reported to the FFIEC for 2004Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 85,331,000 | USD | evidence → |
| Total loans | 43,418,000 | USD | evidence → |
| Allowance for loan losses | 561,000 | USD | evidence → |
| Securities available for sale | 33,667,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 74,789,000 | USD | evidence → |
| Interest-bearing deposits | 72,460,000 | USD | evidence → |
| Noninterest-bearing deposits | 2,329,000 | USD | evidence → |
| Equity capital | 6,717,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,479,000 | USD | evidence → |
| Interest expense | 1,323,000 | USD | evidence → |
| Net interest income | 1,156,000 | USD | evidence → |
| Noninterest income | 126,000 | USD | evidence → |
| Noninterest expense | 1,176,000 | USD | evidence → |
| Provision for loan losses | 100,000 | USD | evidence → |
| Pretax income | 6,000 | USD | evidence → |
| Income tax | -91,000 | USD | evidence → |
| Net income | 97,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 6,758,000 | USD | evidence → |
| Total capital | 7,319,000 | USD | evidence → |
| Risk-weighted assets | 54,837,000 | USD | evidence → |