Call report 2025Q3
F&M BANK — 2025Q3
The 22 measures F&M BANK reported to the FFIEC for 2025Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 340,359,000 | USD | evidence → |
| Total loans | 285,901,000 | USD | evidence → |
| Allowance for loan losses | 3,795,000 | USD | evidence → |
| Securities available for sale | 17,123,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 297,291,000 | USD | evidence → |
| Interest-bearing deposits | 216,813,000 | USD | evidence → |
| Noninterest-bearing deposits | 80,478,000 | USD | evidence → |
| Equity capital | 41,455,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 14,575,000 | USD | evidence → |
| Interest expense | 4,107,000 | USD | evidence → |
| Net interest income | 10,468,000 | USD | evidence → |
| Noninterest income | 2,474,000 | USD | evidence → |
| Noninterest expense | 8,161,000 | USD | evidence → |
| Provision for loan losses | 400,000 | USD | evidence → |
| Pretax income | 4,381,000 | USD | evidence → |
| Income tax | 100,000 | USD | evidence → |
| Net income | 4,281,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 41,719,000 | USD | evidence → |