Call report 2025Q2
F&M BANK — 2025Q2
The 22 measures F&M BANK reported to the FFIEC for 2025Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 338,853,000 | USD | evidence → |
| Total loans | 280,445,000 | USD | evidence → |
| Allowance for loan losses | 3,646,000 | USD | evidence → |
| Securities available for sale | 22,188,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 296,960,000 | USD | evidence → |
| Interest-bearing deposits | 213,290,000 | USD | evidence → |
| Noninterest-bearing deposits | 83,670,000 | USD | evidence → |
| Equity capital | 40,112,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 9,684,000 | USD | evidence → |
| Interest expense | 2,755,000 | USD | evidence → |
| Net interest income | 6,929,000 | USD | evidence → |
| Noninterest income | 1,640,000 | USD | evidence → |
| Noninterest expense | 5,189,000 | USD | evidence → |
| Provision for loan losses | 250,000 | USD | evidence → |
| Pretax income | 3,130,000 | USD | evidence → |
| Income tax | 67,000 | USD | evidence → |
| Net income | 3,063,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 40,501,000 | USD | evidence → |