Call report 2025Q4
F&M BANK — 2025Q4
The 22 measures F&M BANK reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 377,441,000 | USD | evidence → |
| Total loans | 299,456,000 | USD | evidence → |
| Allowance for loan losses | 3,634,000 | USD | evidence → |
| Securities available for sale | 11,644,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 335,103,000 | USD | evidence → |
| Interest-bearing deposits | 238,939,000 | USD | evidence → |
| Noninterest-bearing deposits | 96,164,000 | USD | evidence → |
| Equity capital | 38,002,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 19,608,000 | USD | evidence → |
| Interest expense | 5,536,000 | USD | evidence → |
| Net interest income | 14,072,000 | USD | evidence → |
| Noninterest income | 3,334,000 | USD | evidence → |
| Noninterest expense | 11,047,000 | USD | evidence → |
| Provision for loan losses | 500,000 | USD | evidence → |
| Pretax income | 5,859,000 | USD | evidence → |
| Income tax | 94,000 | USD | evidence → |
| Net income | 5,765,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 38,203,000 | USD | evidence → |