Call report 2025Q1
F&M BANK — 2025Q1
The 22 measures F&M BANK reported to the FFIEC for 2025Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 345,628,000 | USD | evidence → |
| Total loans | 288,308,000 | USD | evidence → |
| Allowance for loan losses | 3,497,000 | USD | evidence → |
| Securities available for sale | 27,116,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 305,613,000 | USD | evidence → |
| Interest-bearing deposits | 219,500,000 | USD | evidence → |
| Noninterest-bearing deposits | 86,113,000 | USD | evidence → |
| Equity capital | 38,487,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,793,000 | USD | evidence → |
| Interest expense | 1,382,000 | USD | evidence → |
| Net interest income | 3,411,000 | USD | evidence → |
| Noninterest income | 840,000 | USD | evidence → |
| Noninterest expense | 2,586,000 | USD | evidence → |
| Provision for loan losses | 100,000 | USD | evidence → |
| Pretax income | 1,565,000 | USD | evidence → |
| Income tax | 29,000 | USD | evidence → |
| Net income | 1,536,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 38,974,000 | USD | evidence → |