Call report 2024Q4
F&M BANK — 2024Q4
The 22 measures F&M BANK reported to the FFIEC for 2024Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 355,422,000 | USD | evidence → |
| Total loans | 286,690,000 | USD | evidence → |
| Allowance for loan losses | 3,418,000 | USD | evidence → |
| Securities available for sale | 32,059,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 317,170,000 | USD | evidence → |
| Interest-bearing deposits | 221,349,000 | USD | evidence → |
| Noninterest-bearing deposits | 95,821,000 | USD | evidence → |
| Equity capital | 36,767,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 18,515,000 | USD | evidence → |
| Interest expense | 5,646,000 | USD | evidence → |
| Net interest income | 12,869,000 | USD | evidence → |
| Noninterest income | 3,291,000 | USD | evidence → |
| Noninterest expense | 10,116,000 | USD | evidence → |
| Provision for loan losses | 400,000 | USD | evidence → |
| Pretax income | 5,644,000 | USD | evidence → |
| Income tax | 134,000 | USD | evidence → |
| Net income | 5,510,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 37,438,000 | USD | evidence → |