Call report 2025Q1
MOUNTAIN VALLEY BANK — 2025Q1
The 22 measures MOUNTAIN VALLEY BANK reported to the FFIEC for 2025Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 259,211,000 | USD | evidence → |
| Total loans | 210,398,000 | USD | evidence → |
| Allowance for loan losses | 1,790,000 | USD | evidence → |
| Securities available for sale | 25,708,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 205,130,000 | USD | evidence → |
| Interest-bearing deposits | 165,260,000 | USD | evidence → |
| Noninterest-bearing deposits | 39,870,000 | USD | evidence → |
| Equity capital | 23,058,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,684,000 | USD | evidence → |
| Interest expense | 1,537,000 | USD | evidence → |
| Net interest income | 2,147,000 | USD | evidence → |
| Noninterest income | 217,000 | USD | evidence → |
| Noninterest expense | 2,118,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 246,000 | USD | evidence → |
| Income tax | 50,000 | USD | evidence → |
| Net income | 196,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 23,721,000 | USD | evidence → |
| Total capital | 25,511,000 | USD | evidence → |
| Risk-weighted assets | 177,914,000 | USD | evidence → |