Call report 2025Q2
MOUNTAIN VALLEY BANK — 2025Q2
The 22 measures MOUNTAIN VALLEY BANK reported to the FFIEC for 2025Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 263,401,000 | USD | evidence → |
| Total loans | 207,372,000 | USD | evidence → |
| Allowance for loan losses | 1,790,000 | USD | evidence → |
| Securities available for sale | 25,713,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 209,037,000 | USD | evidence → |
| Interest-bearing deposits | 168,540,000 | USD | evidence → |
| Noninterest-bearing deposits | 40,497,000 | USD | evidence → |
| Equity capital | 23,399,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,429,000 | USD | evidence → |
| Interest expense | 3,073,000 | USD | evidence → |
| Net interest income | 4,356,000 | USD | evidence → |
| Noninterest income | 457,000 | USD | evidence → |
| Noninterest expense | 4,373,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 440,000 | USD | evidence → |
| Income tax | 39,000 | USD | evidence → |
| Net income | 401,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 23,927,000 | USD | evidence → |
| Total capital | 25,717,000 | USD | evidence → |
| Risk-weighted assets | 174,036,000 | USD | evidence → |