Call report 2024Q4
MOUNTAIN VALLEY BANK — 2024Q4
The 22 measures MOUNTAIN VALLEY BANK reported to the FFIEC for 2024Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 255,673,000 | USD | evidence → |
| Total loans | 204,854,000 | USD | evidence → |
| Allowance for loan losses | 1,828,000 | USD | evidence → |
| Securities available for sale | 26,271,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 202,124,000 | USD | evidence → |
| Interest-bearing deposits | 169,178,000 | USD | evidence → |
| Noninterest-bearing deposits | 32,946,000 | USD | evidence → |
| Equity capital | 22,231,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 14,159,000 | USD | evidence → |
| Interest expense | 5,876,000 | USD | evidence → |
| Net interest income | 8,283,000 | USD | evidence → |
| Noninterest income | 1,334,000 | USD | evidence → |
| Noninterest expense | 8,646,000 | USD | evidence → |
| Provision for loan losses | 20,000 | USD | evidence → |
| Pretax income | 951,000 | USD | evidence → |
| Income tax | 200,000 | USD | evidence → |
| Net income | 751,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 23,075,000 | USD | evidence → |
| Total capital | 24,903,000 | USD | evidence → |
| Risk-weighted assets | 174,435,000 | USD | evidence → |