Call report 2025Q3
OPTIMUMBANK — 2025Q3
The 22 measures OPTIMUMBANK reported to the FFIEC for 2025Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,082,700,000 | USD | evidence → |
| Total loans | 812,829,000 | USD | evidence → |
| Allowance for loan losses | 10,018,000 | USD | evidence → |
| Securities available for sale | 22,926,000 | USD | evidence → |
| Securities held to maturity | 3,355,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 960,559,000 | USD | evidence → |
| Interest-bearing deposits | 645,515,000 | USD | evidence → |
| Noninterest-bearing deposits | 315,044,000 | USD | evidence → |
| Equity capital | 116,178,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 46,916,000 | USD | evidence → |
| Interest expense | 16,200,000 | USD | evidence → |
| Net interest income | 30,716,000 | USD | evidence → |
| Noninterest income | 5,030,000 | USD | evidence → |
| Noninterest expense | 16,905,000 | USD | evidence → |
| Provision for loan losses | 1,539,000 | USD | evidence → |
| Pretax income | 17,203,000 | USD | evidence → |
| Income tax | 4,293,000 | USD | evidence → |
| Net income | 12,910,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 120,976,000 | USD | evidence → |