Call report 2025Q2
OPTIMUMBANK — 2025Q2
The 22 measures OPTIMUMBANK reported to the FFIEC for 2025Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 998,910,000 | USD | evidence → |
| Total loans | 783,886,000 | USD | evidence → |
| Allowance for loan losses | 9,338,000 | USD | evidence → |
| Securities available for sale | 22,377,000 | USD | evidence → |
| Securities held to maturity | 3,373,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 879,969,000 | USD | evidence → |
| Interest-bearing deposits | 619,049,000 | USD | evidence → |
| Noninterest-bearing deposits | 260,920,000 | USD | evidence → |
| Equity capital | 110,827,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 30,597,000 | USD | evidence → |
| Interest expense | 10,928,000 | USD | evidence → |
| Net interest income | 19,669,000 | USD | evidence → |
| Noninterest income | 3,052,000 | USD | evidence → |
| Noninterest expense | 10,804,000 | USD | evidence → |
| Provision for loan losses | 899,000 | USD | evidence → |
| Pretax income | 11,042,000 | USD | evidence → |
| Income tax | 2,832,000 | USD | evidence → |
| Net income | 8,210,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 116,277,000 | USD | evidence → |