Call report 2025Q4
OPTIMUMBANK — 2025Q4
The 22 measures OPTIMUMBANK reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,111,487,000 | USD | evidence → |
| Total loans | 957,566,000 | USD | evidence → |
| Allowance for loan losses | 10,273,000 | USD | evidence → |
| Securities available for sale | 25,184,000 | USD | evidence → |
| Securities held to maturity | 3,318,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 933,325,000 | USD | evidence → |
| Interest-bearing deposits | 665,230,000 | USD | evidence → |
| Noninterest-bearing deposits | 268,095,000 | USD | evidence → |
| Equity capital | 120,824,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 64,355,000 | USD | evidence → |
| Interest expense | 21,768,000 | USD | evidence → |
| Net interest income | 42,587,000 | USD | evidence → |
| Noninterest income | 6,690,000 | USD | evidence → |
| Noninterest expense | 23,399,000 | USD | evidence → |
| Provision for loan losses | 1,927,000 | USD | evidence → |
| Pretax income | 23,842,000 | USD | evidence → |
| Income tax | 5,942,000 | USD | evidence → |
| Net income | 17,900,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 125,466,000 | USD | evidence → |