Call report 2025Q1
OPTIMUMBANK — 2025Q1
The 22 measures OPTIMUMBANK reported to the FFIEC for 2025Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 977,176,000 | USD | evidence → |
| Total loans | 799,503,000 | USD | evidence → |
| Allowance for loan losses | 8,270,000 | USD | evidence → |
| Securities available for sale | 23,043,000 | USD | evidence → |
| Securities held to maturity | 3,388,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 854,083,000 | USD | evidence → |
| Interest-bearing deposits | 617,155,000 | USD | evidence → |
| Noninterest-bearing deposits | 236,928,000 | USD | evidence → |
| Equity capital | 107,105,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 15,008,000 | USD | evidence → |
| Interest expense | 5,581,000 | USD | evidence → |
| Net interest income | 9,427,000 | USD | evidence → |
| Noninterest income | 1,221,000 | USD | evidence → |
| Noninterest expense | 5,124,000 | USD | evidence → |
| Provision for loan losses | -143,000 | USD | evidence → |
| Pretax income | 5,689,000 | USD | evidence → |
| Income tax | 1,452,000 | USD | evidence → |
| Net income | 4,237,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 112,303,000 | USD | evidence → |