Call report 2024Q4
OPTIMUMBANK — 2024Q4
The 22 measures OPTIMUMBANK reported to the FFIEC for 2024Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 932,739,000 | USD | evidence → |
| Total loans | 803,644,000 | USD | evidence → |
| Allowance for loan losses | 8,660,000 | USD | evidence → |
| Securities available for sale | 22,773,000 | USD | evidence → |
| Securities held to maturity | 3,405,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 774,409,000 | USD | evidence → |
| Interest-bearing deposits | 560,295,000 | USD | evidence → |
| Noninterest-bearing deposits | 214,114,000 | USD | evidence → |
| Equity capital | 101,451,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 59,634,000 | USD | evidence → |
| Interest expense | 24,939,000 | USD | evidence → |
| Net interest income | 34,695,000 | USD | evidence → |
| Noninterest income | 4,632,000 | USD | evidence → |
| Noninterest expense | 18,253,000 | USD | evidence → |
| Provision for loan losses | 2,371,000 | USD | evidence → |
| Pretax income | 18,852,000 | USD | evidence → |
| Income tax | 4,820,000 | USD | evidence → |
| Net income | 14,032,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 107,112,000 | USD | evidence → |