Call report 2024Q3
OPTIMUMBANK — 2024Q3
The 22 measures OPTIMUMBANK reported to the FFIEC for 2024Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 944,548,000 | USD | evidence → |
| Total loans | 777,250,000 | USD | evidence → |
| Allowance for loan losses | 8,337,000 | USD | evidence → |
| Securities available for sale | 24,495,000 | USD | evidence → |
| Securities held to maturity | 3,441,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 807,480,000 | USD | evidence → |
| Interest-bearing deposits | 604,132,000 | USD | evidence → |
| Noninterest-bearing deposits | 203,348,000 | USD | evidence → |
| Equity capital | 92,225,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 43,988,000 | USD | evidence → |
| Interest expense | 18,533,000 | USD | evidence → |
| Net interest income | 25,455,000 | USD | evidence → |
| Noninterest income | 3,552,000 | USD | evidence → |
| Noninterest expense | 13,536,000 | USD | evidence → |
| Provision for loan losses | 1,804,000 | USD | evidence → |
| Pretax income | 13,862,000 | USD | evidence → |
| Income tax | 3,541,000 | USD | evidence → |
| Net income | 10,321,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 96,800,000 | USD | evidence → |