Call report 2024Q2
OPTIMUMBANK — 2024Q2
The 22 measures OPTIMUMBANK reported to the FFIEC for 2024Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 899,465,000 | USD | evidence → |
| Total loans | 760,108,000 | USD | evidence → |
| Allowance for loan losses | 8,207,000 | USD | evidence → |
| Securities available for sale | 23,541,000 | USD | evidence → |
| Securities held to maturity | 3,449,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 763,422,000 | USD | evidence → |
| Interest-bearing deposits | 531,699,000 | USD | evidence → |
| Noninterest-bearing deposits | 231,723,000 | USD | evidence → |
| Equity capital | 86,594,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 28,658,000 | USD | evidence → |
| Interest expense | 12,161,000 | USD | evidence → |
| Net interest income | 16,497,000 | USD | evidence → |
| Noninterest income | 2,437,000 | USD | evidence → |
| Noninterest expense | 8,748,000 | USD | evidence → |
| Provision for loan losses | 1,394,000 | USD | evidence → |
| Pretax income | 8,934,000 | USD | evidence → |
| Income tax | 2,282,000 | USD | evidence → |
| Net income | 6,652,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 92,136,000 | USD | evidence → |