Call report 2024Q1
OPTIMUMBANK — 2024Q1
The 22 measures OPTIMUMBANK reported to the FFIEC for 2024Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 940,399,000 | USD | evidence → |
| Total loans | 754,650,000 | USD | evidence → |
| Allowance for loan losses | 8,281,000 | USD | evidence → |
| Securities available for sale | 23,580,000 | USD | evidence → |
| Securities held to maturity | 3,477,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 800,553,000 | USD | evidence → |
| Interest-bearing deposits | 580,469,000 | USD | evidence → |
| Noninterest-bearing deposits | 220,084,000 | USD | evidence → |
| Equity capital | 82,484,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 13,467,000 | USD | evidence → |
| Interest expense | 5,714,000 | USD | evidence → |
| Net interest income | 7,753,000 | USD | evidence → |
| Noninterest income | 1,218,000 | USD | evidence → |
| Noninterest expense | 4,171,000 | USD | evidence → |
| Provision for loan losses | 1,132,000 | USD | evidence → |
| Pretax income | 3,743,000 | USD | evidence → |
| Income tax | 956,000 | USD | evidence → |
| Net income | 2,787,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 88,209,000 | USD | evidence → |