Call report 2022Q3
OPTIMUMBANK — 2022Q3
The 22 measures OPTIMUMBANK reported to the FFIEC for 2022Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 542,778,000 | USD | evidence → |
| Total loans | 437,682,000 | USD | evidence → |
| Allowance for loan losses | 5,212,000 | USD | evidence → |
| Securities available for sale | 25,433,000 | USD | evidence → |
| Securities held to maturity | 579,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 423,145,000 | USD | evidence → |
| Interest-bearing deposits | 263,315,000 | USD | evidence → |
| Noninterest-bearing deposits | 159,831,000 | USD | evidence → |
| Equity capital | 48,749,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 12,983,000 | USD | evidence → |
| Interest expense | 1,700,000 | USD | evidence → |
| Net interest income | 11,283,000 | USD | evidence → |
| Noninterest income | 2,107,000 | USD | evidence → |
| Noninterest expense | 6,501,000 | USD | evidence → |
| Provision for loan losses | 2,758,000 | USD | evidence → |
| Pretax income | 4,131,000 | USD | evidence → |
| Income tax | 1,048,000 | USD | evidence → |
| Net income | 3,083,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 54,520,000 | USD | evidence → |