Call report 2022Q2
OPTIMUMBANK — 2022Q2
The 22 measures OPTIMUMBANK reported to the FFIEC for 2022Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 464,649,000 | USD | evidence → |
| Total loans | 353,191,000 | USD | evidence → |
| Allowance for loan losses | 4,243,000 | USD | evidence → |
| Securities available for sale | 27,211,000 | USD | evidence → |
| Securities held to maturity | 648,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 343,541,000 | USD | evidence → |
| Interest-bearing deposits | 204,713,000 | USD | evidence → |
| Noninterest-bearing deposits | 138,828,000 | USD | evidence → |
| Equity capital | 45,624,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,488,000 | USD | evidence → |
| Interest expense | 508,000 | USD | evidence → |
| Net interest income | 6,980,000 | USD | evidence → |
| Noninterest income | 1,414,000 | USD | evidence → |
| Noninterest expense | 4,213,000 | USD | evidence → |
| Provision for loan losses | 1,384,000 | USD | evidence → |
| Pretax income | 2,797,000 | USD | evidence → |
| Income tax | 709,000 | USD | evidence → |
| Net income | 2,088,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 50,092,000 | USD | evidence → |