Call report 2022Q4
OPTIMUMBANK — 2022Q4
The 22 measures OPTIMUMBANK reported to the FFIEC for 2022Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 583,694,000 | USD | evidence → |
| Total loans | 483,012,000 | USD | evidence → |
| Allowance for loan losses | 5,793,000 | USD | evidence → |
| Securities available for sale | 25,101,000 | USD | evidence → |
| Securities held to maturity | 540,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 508,610,000 | USD | evidence → |
| Interest-bearing deposits | 348,707,000 | USD | evidence → |
| Noninterest-bearing deposits | 159,903,000 | USD | evidence → |
| Equity capital | 60,464,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 19,883,000 | USD | evidence → |
| Interest expense | 4,046,000 | USD | evidence → |
| Net interest income | 15,837,000 | USD | evidence → |
| Noninterest income | 2,960,000 | USD | evidence → |
| Noninterest expense | 8,909,000 | USD | evidence → |
| Provision for loan losses | 3,466,000 | USD | evidence → |
| Pretax income | 6,422,000 | USD | evidence → |
| Income tax | 1,630,000 | USD | evidence → |
| Net income | 4,792,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 66,291,000 | USD | evidence → |